Does Your Applicant Have A Medical Condition or Participate In A Hazardous Hobby? New England Brokerage specializes in helping agents locate policies that meet the impaired risk life insurance needs of their clients. We have been solving agents and brokers Impaired Risk and Problem cases for five decades. However, you must take the first step and complete the appropriate questionnaire. Click on the topic below to complete an impairment questionnaire. We will respond within 24 hours.