Term Life Insurance

New England Brokerage has been helping agents locate term life policies that meet the insurance needs of their clients for over 5 decades. Annual Renewable, Five Year, Ten Year, Fifteen Year, Twenty Year, and Thirty Year policies are available at very competitive rates.
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Impaired Risk Insurance
For many years, people with significant health history such as heart problems, diabetes, cancer, drug or alcohol problems, or conviction for a felony, were often unable to obtain life insurance. New England Brokerage specializes in helping agents locate policies that meet the impaired risk life insurance needs of their customers.
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Annuities
Annuities have become very popular recently as an alternative to CD's. Annuities are tax-deffered and pay higher rates than CD's. You can place lump sums of money in an annuity. The higher the interest rate is on the annuity, the longer you will need to leave you money in. Most annuities allow a yearly amount to to be withdrawn without a penalty, this amount is usually about 5% or 10%.
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Annuity Purchase Program
Chances are you may have a client wanting to sell their annuity for a lump sum to meet their current financial objectives. In 2007, it is estimated that in excess of $250 million was paid to individuals who sold some or all of their annuity payments To address this need, New England Brokerage is offering a turnkey Annuity Purchase Program to our qualified producers. There is NO COST and NO OBLIGATION on your part. We'll do all the work to provide you with an opportunity to substantially increase your bottom line.
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Renewal Funding Program
The New England Brokerage Renewal Funding Program is the source for capital for independent insurance agents. The transaction uses recurring commissions from your book of business as the basis for a loan, thus recognizing value in your business when other lenders do not. Whether you're looking to "smooth out" cash flows, or grow or reposition your agency, the NEB Renewal Funding Program is ready to assist you in meeting your financial needs. You can obtain a no-obligation loan quote request today. It is a quick and easy process.
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Long-Term Care
Thanks to advanced medical technology and healthier lifestyles, people are living longer today than at any time in history. However, as people age, they suffer from chronic conditions such as arthritis, heart disease, stroke and memory loss. Long-term care is the help needed to cope - and sometimes survive - when this type of chronic disability impairs your capacity to perform the basic activities of daily living. Today, it includes a broad range of supportive medical, personal and social services which can be provided in a nursing home, at home, in an adult day care facility, or in an assisted living facility. There are three levels of care: skilled (or acute) care; intermediate care; and custodial (or personal) care.
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Life Settlement
Each year, about $1.5 trillion of life insurance is surrendered or allowed to lapse. For many policy owners this could be a costly mistake. When a policy lapses, the owner is often left with nothing. Cash surrenders can also be unattractive, as the cash offer comes only from the issuing life insurance carrier. Now there is a third option for some people: life settlements.
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International Travel
International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. We provide US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs. By utilizing our SelectaPlan®, we can quickly direct you to the plan(s) that will best meet your needs, those of your family, or organization. Click Here for product descriptions of the international plans we offer. You have the option of purchasing online or downloading an application and submitting the completed application via fax or mail.
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