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Term Life Insurance
New England Brokerage has been helping agents locate term
life policies that meet the insurance needs of their clients
for over 5 decades. Annual Renewable, Five Year, Ten Year,
Fifteen Year, Twenty Year, and Thirty Year policies are available
at very competitive rates.
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Impaired Risk Insurance
For many years, people with significant health history such
as heart problems, diabetes, cancer, drug or alcohol problems,
or conviction for a felony, were often unable to obtain life
insurance. New England Brokerage specializes in helping agents
locate policies that meet the impaired risk life insurance
needs of their customers.
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Annuities
Annuities have become very popular recently as an alternative
to CD's. Annuities are tax-deffered and pay higher rates than
CD's. You can place lump sums of money in an annuity. The
higher the interest rate is on the annuity, the longer you
will need to leave you money in. Most annuities allow a yearly
amount to to be withdrawn without a penalty, this amount is
usually about 5% or 10%.
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Annuity Purchase Program
The Annuity Purchase Program enables you to help clients whose
financial picture has changed since they bought an annuity.
Estate planning, invetsment goals, or life changes can cause
clients to rethink the strategy behind their annuity investments.
The Annuity Purchase Program from J.G. Wentworth enables annuity
owners to sell 'some' or all of their annuity values for cash.
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Long-Term Care
Thanks to advanced medical technology and healthier lifestyles,
people are living longer today than at any time in history.
However, as people age, they suffer from chronic conditions
such as arthritis, heart disease, stroke and memory loss.
Long-term care is the help needed to cope - and sometimes
survive - when this type of chronic disability impairs your
capacity to perform the basic activities of daily living.
Today, it includes a broad range of supportive medical, personal
and social services which can be provided in a nursing home,
at home, in an adult day care facility, or in an assisted
living facility. There are three levels of care: skilled (or
acute) care; intermediate care; and custodial (or personal)
care.
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Life Settlement
Each year, about $1.5 trillion of life insurance is surrendered
or allowed to lapse. For many policy owners this could be
a costly mistake. When a policy lapses, the owner is often
left with nothing. Cash surrenders can also be unattractive,
as the cash offer comes only from the issuing life insurance
carrier. Now there is a third option for some people: life
settlements.
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International Travel
International travel can be an exciting adventure, but it
can also bring many unpredictable situations if you should
need medical care while you're abroad. We provide US citizens
and non-US citizens with international insurance resources
to ease the stress of an unfamiliar culture or medical system.
Whether you need individual coverage for a vacation, or group
coverage for employees in locations around the world, our
site has a product to meet your needs. By utilizing our SelectaPlan®, we can quickly direct
you to the plan(s) that will best meet your needs, those of
your family, or organization. Click
Here for product descriptions of the international plans
we offer. You have the option of purchasing online or downloading
an application and submitting the completed application via
fax or mail.
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